darksiege wrote:
With my diabetes... I was diagnosed under my previous employers health plan. My current employer had a caveat stating that pre-existing conditions would not be covered for a year, unless we could provide a Certificate of Credible Coverage.
So my health insurance now covers my type 2 diabetes. Now... should I suddenly need to go in and have an amputation due to that pre-existing condition, my health care would cover it. But not my company provided Disability Insurance (run by a separate entity entirely).
How is that a flaw with my Health Insurance Coverage?
If people could get Obama's cock out of their mouths long enough to really hear the distinctions between the two...
Disability vs. Long Term Health Care: EHowDisability InsuranceHealth InsuranceDisability Insurance wrote:
Disability Insurance, often called DI or disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that a disability will make working, (and therefore earning), impossible. It includes paid sick leave, short-term disability benefits, and long-term disability benefits.
That does not cover medical costs at all, which is the domain of... dun dun dun.... Health Insurance.
That would be like me saying we need centralized health care because my auto insurance did not pay for Gastric Bypass surgery.
It is comparing apples to USB thumbdrives.
It is not the Health Insurances job to give a **** about your rent. They pay what they can from your medical bills. It is not your disability insurances job to give a **** about your medical co-pay.
The sooner people realize that the better off they will be.
Very well said.
RangerDave wrote:
That's irrelevant to the point of the story, which you guys are still missing. For a sick/dying person, having medical bills (yes, and other living expenses) they can't pay due to their illness and knowing those bills would be covered by their (or their employer's) insurance company if the condition was not deemed pre-existing, is an incredibly stressful, frightening and confusing situation. Obama was relating a story of how his mother felt in that situation, which is exactly the same as a person in that situation with a health insurer would feel. From the sick/dying person's perspective, the fact that disability insurance is subject to somewhat different regulatory oversight is frackin' irrelevant.
No, it's incredibly relevant because...
President Obama's reforms didn't address his mother's issues and concerns, and he knew that they wouldn't. She would be just as **** now as she was before, but he peddled her story around around like a used car, never disclosing that his story was a lemon. He was disingenuous, and in being so he used his deceased mother as a prop for his own political gain. Quality of character indeed. America should have asked for a **** CarFax.
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Quote:
19 Yet she became more and more promiscuous as she recalled the days of her youth, when she was a prostitute in Egypt. 20 There she lusted after her lovers, whose genitals were like those of donkeys and whose emission was like that of horses.
Ezekiel 23:19-20