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Range of income and level of disposable after aid and fees
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Author:  Elmarnieh [ Mon Nov 22, 2010 9:23 am ]
Post subject:  Range of income and level of disposable after aid and fees
Check it out.

http://www.zerohedge.com/article/entitl ... family-mak
Author:  Xequecal [ Mon Nov 22, 2010 9:37 am ]
Post subject:  Re: Range of income and level of disposable after aid and fe
I'd love to know how they got the Medicaid benefit up to $16,500. Nobody pays that much for health insurance annually.
Author:  Khross [ Mon Nov 22, 2010 10:01 am ]
Post subject:  Re: Range of income and level of disposable after aid and fe
Medicaid Benefits are not synonymous with the cost of insurance for someone ineligible for Medicaid; to assert so is most disingenuous, Xeq.
Author:  Ladas [ Mon Nov 22, 2010 10:05 am ]
Post subject:  Re: Range of income and level of disposable after aid and fe
Xequecal wrote:
I'd love to know how they got the Medicaid benefit up to $16,500. Nobody pays that much for health insurance annually.

For a family of 4 with a single source of income using a typical employer provided health care plan can easily pay over $16,500 annually.
Author:  Xequecal [ Mon Nov 22, 2010 10:19 am ]
Post subject:  Re: Range of income and level of disposable after aid and fe
Ladas wrote:
For a family of 4 with a single source of income using a typical employer provided health care plan can easily pay over $16,500 annually.


The median four-person family income in the US is about $70,000. This would mean that the average US family spends almost a third of their post-tax income on health care.
Author:  Rorinthas [ Mon Nov 22, 2010 10:59 am ]
Post subject:  Range of income and level of disposable after aid and fees
I think hes figuring the cost of the care not the value of equivalent insurance.

However if mom is using the ER as her primary care physician every time someone has the sniffles it can run up quite a bill for Medicare.
Author:  Ladas [ Mon Nov 22, 2010 2:46 pm ]
Post subject:  Re: Range of income and level of disposable after aid and fe
Xequecal wrote:
Ladas wrote:
For a family of 4 with a single source of income using a typical employer provided health care plan can easily pay over $16,500 annually.


The median four-person family income in the US is about $70,000. This would mean that the average US family spends almost a third of their post-tax income on health care.

Depends on what definitions you use. I was including the portion of the premium that is paid by the employer as costs to the family, since that is income lost. What you are neglecting though is the cost of the co-pays and deductibles over the course of that year that are not part of the premium.

However, as shown in this study in 2008, the average annual premium for a family of 4 was $12,298, ranging from $13,500 in Massachusetts (irony), New Hampshire, Indian and Minnesota to $11,000 in Idaho.

While I don't have any information from my quick search with more current values, from the study, premiums increased 33% from 2003 to 2008. The five-year increase in family premiums ranged from about 25 percent in the three lowest-growth states (Michigan, Texas, and Ohio) to 45 percent in the two highest-growth states (Indiana and North Carolina). Twelve states saw increases of 40 percent or more and 36 states saw increases of 30 percent or more—well above the rate of income growth. They also predicted that the annual premium for family coverage would be over $17,000 by 2015.

You can extrapolate from there for 2010/2011.
Author:  Squirrel Girl [ Mon Nov 22, 2010 9:35 pm ]
Post subject:  Re: Range of income and level of disposable after aid and fe
Kaiser survey:

Quote:
Cost of Health Insurance

The average annual premiums in 2010 are $5,049 for single coverage and $13,770 for family coverage. Compared to 2009, the average premiums are about 5% and 3% higher for single and family coverage, respectively.

Smaller firms (3-199 workers) have a lower average family premium ($13,250) than larger firms (200 or more workers) ($14,038).


This does not include cost of deductables, copays, medication, and other medical related costs.
Author:  Aizle [ Mon Nov 22, 2010 10:15 pm ]
Post subject: 
WTF is anyone who only has 1 wage earner that's making minimum wage doing having 4 kids.
Author:  Vindicarre [ Mon Nov 22, 2010 10:19 pm ]
Post subject: 
Probably trying to find a better job, or receiving government aid so they can continue to do as they wish without considering the consequences.
Author:  darksiege [ Tue Nov 23, 2010 1:45 am ]
Post subject:  Re: Range of income and level of disposable after aid and fe
Xequecal wrote:
Ladas wrote:
For a family of 4 with a single source of income using a typical employer provided health care plan can easily pay over $16,500 annually.


The median four-person family income in the US is about $70,000. This would mean that the average US family spends almost a third of their post-tax income on health care.


hrmph.. and here I am worried about going from 70k for a family of 5 with dual incomes to 20k.... and going into a panic about not having an income anymore...
Author:  Diamondeye [ Tue Nov 23, 2010 10:08 am ]
Post subject:  Re:
Aizle wrote:
WTF is anyone who only has 1 wage earner that's making minimum wage doing having 4 kids.


Having sex. Duh.
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