RangerDave wrote:
Khross wrote:
How do you get around the fact that the Healthcare Reform Act incentivizes dropping employer provided plans, particularly self-financed group insurance policies?
I don't, really; I think that's intentional (though admittedly not advertised as such). Like I said, though, it only operates at the margins. The reform law puts a thumb on the scale in favor of some employers dropping coverage, but it's not going to trigger a huge wave in that direction all on its own.
Yes, yes it will. The only people who will retain coverage are organizations with total waivers from the law, and organizations in industries or geographic locales that actually have to compete for workers. In other words, given the economy (as you rightfully pointed out), not many.
RD wrote:
At any rate, all I'm saying in the context of this thread is that irrespective of the reform law, many employers would be dropping or reducing coverage in the current economy anyway, so I'm skeptical when they try to say it's because of the new law rather than their own business circumstances.
Given the above, I believe that the PPACA will exacerbate and expediate these decisions from employers, not serve as scapegoats.
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