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PostPosted: Fri Dec 28, 2012 10:34 am 
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Germany accused of 'deporting' its elderly: Rising numbers moved to Asia and Eastern Europe because of sky-high care costs

Country's elderly and sick being sent abroad due to rising care costs
Situation described as 'inhumane deportation' and a huge 'alarm signal'
Warning to Britain where pensioners are selling homes to pay for healthcare

German pensioners are being sent to care homes in Eastern Europe and Asia in what has been described as an ‘inhumane deportation’.

Rising numbers of the elderly and sick are moved overseas for long-term care because of sky-high costs at home.

Some private healthcare providers are even building homes overseas, while state insurers are also investigating whether they can care for their clients abroad.

Experts describe a time bomb’ of increasing numbers unable to afford the growing costs of retirement homes.

And they say the situation should be a warning to Britain, where rising numbers of pensioners are forced to sell their homes to pay for care.

The Sozialverband Deutschland (VdK), a socio-political advisory group, said the fact that many Germans were unable to afford the costs of a retirement home in their own country was a huge ‘alarm signal’.

‘We simply cannot let those people, who built Germany up to be what it is, be deported,’ VdK’s president Ulrike Mascher told The Guardian. ‘It is inhumane.’

Researchers found an estimated 7,146 German pensioners living in retirement homes in Hungary in 2011.

More than 3,000 were in the Czech Republic and more than 600 in Slovakia. There were also unknown numbers in Spain, Greece and the Ukraine, as well as Thailand and the Philippines.

Some told researchers they were there out of choice as costs were lower, while standards of care were often higher.

But many others admitted they moved reluctantly.

According to Germany’s federal bureau of statistics, more than 400,000 senior citizens cannot afford a German retirement home, a figure growing by around 5 per cent a year. This is because many are living for longer while their pensions are stagnating.

As a result, the Krankenkassen – or statutory insurers that make up Germany’s state insurance system – are discussing cheaper care in foreign retirement homes.

EU law prevents state insurers from signing contracts with overseas homes.

But that is likely to change as legislators are forced to respond to Europe’s ageing population.

Artur Frank, the owner of Senior Palace – which finds care homes for Germans in Slovakia – said it was wrong to suggest senior citizens were being ‘deported’.

‘Many are here of their own free will, the results of sensible decisions by their families who know they will be better off,’ he said.



http://www.dailymail.co.uk/news/article-2253922/Germany-accused-deporting-elderly-Rising-numbers-moved-Asia-Eastern-Europe-sky-high-care-costs.html#ixzz2GLahkc88

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PostPosted: Fri Dec 28, 2012 11:02 am 
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Interesting, if memory serves, Germany's healthcare system is similar to the US's pre-Obamacare.


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PostPosted: Fri Dec 28, 2012 11:27 am 
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If I lived in Germany I would never let another German put me on a train. History has shown that to be a less than wise decision.

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PostPosted: Fri Dec 28, 2012 11:31 am 
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I alol'd.

I did Nazi that coming.


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PostPosted: Fri Dec 28, 2012 11:53 am 
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This is what happens when you have rapidly rising health care costs, a health care system that's mandated to treat certain things and a balanced budget amendment that doesn't let it borrow money.


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PostPosted: Fri Dec 28, 2012 12:09 pm 
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FarSky wrote:
I alol'd.

I did Nazi that coming.

For your foul punnery, the sentence is death!

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PostPosted: Fri Dec 28, 2012 12:16 pm 
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Xequecal wrote:
This is what happens when you have rapidly rising health care costs, a health care system that's mandated to treat certain things and a balanced budget amendment that doesn't let it borrow money.

Well, without that, you just postpone the deportations until people stop lending you money. Or you inflate your currency enough that everybody abandons your failing state and curtails the problem at the source (having population to whom you have obligations).

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PostPosted: Fri Dec 28, 2012 12:25 pm 
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Let the punishment fit the crime. Poor Aimee, she will miss Milla.

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PostPosted: Fri Dec 28, 2012 12:28 pm 
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Aizle wrote:
Interesting, if memory serves, Germany's healthcare system is similar to the US's pre-Obamacare.


it seems this is close to accurate... but more convoluted:

Wiki Link

Hopwin wrote:
If I lived in Germany I would never let another German put me on a train. History has shown that to be a less than wise decision.


/rimshot

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PostPosted: Fri Dec 28, 2012 12:31 pm 
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Oh, and that same phenomena is happening to the US elderly. Many seniors are moving to countries cheaper to live in because the costs are too high here. Retirement homes here are pretty pricey, medical care is through the roof, and the cost of living is absurd. A friend at work is trying to talk some of us into retiring to Panama where it is warmer, cheaper, American friendly, and most of the Panamanians speak English.

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PostPosted: Fri Dec 28, 2012 12:33 pm 
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Micheal wrote:
Oh, and that same phenomena is happening to the US elderly. Many seniors are moving to countries cheaper to live in because the costs are too high here. Retirement homes here are pretty pricey, medical care is through the roof, and the cost of living is absurd. A friend at work is trying to talk some of us into retiring to Panama where it is warmer, cheaper, American friendly, and most of the Panamanians speak English.


Head to India...

http://www.imdb.com/title/tt1412386/


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PostPosted: Sat Dec 29, 2012 1:05 pm 
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Aizle wrote:
Interesting, if memory serves, Germany's healthcare system is similar to the US's pre-Obamacare.


Not really.

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PostPosted: Sat Dec 29, 2012 1:15 pm 
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You'll note that 'deportations' is in apostrophes in the first line. These people are not being deported in any legal sense; they are not being kicked out of Germany. That word is just being used in order to make it sound like some sort of punishment or mandated removal. It specifically states that in the last line; many are their of their own or their family's choice. It also states in the middle of the article that in many cases standards of care are actually higher while costs are lower. As for those that moved "reluctantly", that does not qualify as some sort of forcible removal from Germany.

Furthermore, the article discusses a total of just under 11,000 people living in foreign retirement homes. Germany has a population of almost 82 million people. This number is hardly representative of any major societal problem of foisting the elderly off on their neighbors. Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's population.

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PostPosted: Sat Dec 29, 2012 2:04 pm 
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Diamondeye wrote:
Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's the worlds population.


I believe that many of our healthcare woes will be greatly diminished once the worlds baby boomers have passed away.


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PostPosted: Sat Dec 29, 2012 2:28 pm 
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Yes, but we'll discover in the meantime that some of these nations are now muslim countries. France has mostly arrested its population fall, but how would you like seeing the Russian's nuclear arsenal controlled by a muslim government? If we're lucky, it'd be like Turkey.

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PostPosted: Sat Dec 29, 2012 3:47 pm 
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Aizle wrote:
Diamondeye wrote:
Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's the worlds population.


I believe that many of our healthcare woes will be greatly diminished once the worlds baby boomers have passed away.


I am waiting for the Milleniajungen to line us up against the wall and machine gun us for the good of the economy.

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PostPosted: Sat Dec 29, 2012 3:49 pm 
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Micheal wrote:
Aizle wrote:
Diamondeye wrote:
Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's the worlds population.


I believe that many of our healthcare woes will be greatly diminished once the worlds baby boomers have passed away.


I am waiting for the Milleniajungen to line us up against the wall and machine gun us for the good of the economy.

That would require motivation and initiative.

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PostPosted: Sat Dec 29, 2012 4:05 pm 
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Micheal wrote:
Aizle wrote:
Diamondeye wrote:
Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's the worlds population.


I believe that many of our healthcare woes will be greatly diminished once the worlds baby boomers have passed away.


I am waiting for the Milleniajungen to line us up against the wall and machine gun us for the good of the economy.


You said it better than I could.

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PostPosted: Sat Dec 29, 2012 7:12 pm 
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Aizle wrote:
Interesting, if memory serves, Germany's healthcare system is similar to the US's pre-Obamacare.


No, actually the healthcare system is similar to Obamacare. In fact, it's a much more severely enforced version of Obamacare. In Germany, just like Obamacare, you are required to buy health insurance unless you pay a tax to opt out. The main differences between Germany and the US is that the compulsory insurance plans in Germany are nonprofits, (They're not run by the government, but they are nonprofits) while in the US you have to contract with a for-profit health insurer to avoid the tax.

Also, in Germany if your annual income isn't high enough, you're not allowed to opt out. You are required to purchase insurance from the nonprofits, this gets deducted from your paycheck whether you want it or not. They also have their own version of Medicaid that buys insurance for you if you're unemployed.


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PostPosted: Sun Dec 30, 2012 12:00 pm 
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Aizle wrote:
Diamondeye wrote:
Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's the worlds population.


I believe that many of our healthcare woes will be greatly diminished once the worlds baby boomers have passed away.


The healthcare woes will be diminished, but we'll then have major economic problems at 88 million "millenials" struggle to realign their professions. Kind of like now with the boomers and all the manufacturing jobs going overseas, except worse because skilled healthcare jobs pay far better than comparably educated work.

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PostPosted: Sun Dec 30, 2012 12:01 pm 
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Xequecal wrote:
Aizle wrote:
Interesting, if memory serves, Germany's healthcare system is similar to the US's pre-Obamacare.


No, actually the healthcare system is similar to Obamacare. In fact, it's a much more severely enforced version of Obamacare. In Germany, just like Obamacare, you are required to buy health insurance unless you pay a tax to opt out. The main differences between Germany and the US is that the compulsory insurance plans in Germany are nonprofits, (They're not run by the government, but they are nonprofits) while in the US you have to contract with a for-profit health insurer to avoid the tax.

Also, in Germany if your annual income isn't high enough, you're not allowed to opt out. You are required to purchase insurance from the nonprofits, this gets deducted from your paycheck whether you want it or not. They also have their own version of Medicaid that buys insurance for you if you're unemployed.


Indeed, except that some insurances (albeit few) here are still nonprofit.

Honestly, that would have been a simpler, more incremental fix in the US: require companies offering healthcare insurance to be either co-op or NFP organizations.

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PostPosted: Sun Dec 30, 2012 12:03 pm 
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Micheal wrote:
I am waiting for the Milleniajungen to line us up against the wall and machine gun us for the good of the economy.


No, no, the youth need you to establish precedent for all the goodies to be passed out in the senior years.

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PostPosted: Sun Dec 30, 2012 1:30 pm 
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Micheal wrote:
Aizle wrote:
Diamondeye wrote:
Event he number that alledgedly can't afford a retirement home; 400,000 or so, is really not outrageous given the overall aging of Germany's/Europe's the worlds population.


I believe that many of our healthcare woes will be greatly diminished once the worlds baby boomers have passed away.


I am waiting for the Milleniajungen to line us up against the wall and machine gun us for the good of the economy.


I want to clarify that I'm in no way indicating that I'm hoping this happens outside of it's natural course. However, it's quite apparent that much of the strain on our healthcare system is due to the size of the baby boomers as a population group and their age. I haven't seen any data on it, but based on my personal observations it also seems that a large percentage of baby boomers have not done a good job of taking care of themselves during their life so also have a significant number of health issues which compounds the issue.


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PostPosted: Sun Dec 30, 2012 1:38 pm 
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Aizle wrote:
[...] it also seems that a large percentage of baby boomers have not done a good job of taking care of themselves during their life so also have a significant number of health issues which compounds the issue.


I'm not sure of the quantified evidence of this statement but it's one of the problems I have with our current insurance/care model. Insurance should cover catastrophic events not routine care. Routine care shouldn't be burdened with the cost of dealing with insurance billing system which is further complicated by the nature of Medicare/Medicaid and how that work with regards to cash paying customers.

Routine healthcare as least cumbersome as possible. If there was a way to make a fair graduated insurance structure i.e. people who neglect their health they would pay higher premiums and have higher deductibles, but the science of medicine is too immature to really create anything to realistically gauge the risk someone represents. My insurance carrier is trying to implement something similar but it uses outdated metrics such as BMI and the like.

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PostPosted: Sun Dec 30, 2012 3:33 pm 
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Rafael wrote:
Aizle wrote:
[...] it also seems that a large percentage of baby boomers have not done a good job of taking care of themselves during their life so also have a significant number of health issues which compounds the issue.


I'm not sure of the quantified evidence of this statement but it's one of the problems I have with our current insurance/care model. Insurance should cover catastrophic events not routine care. Routine care shouldn't be burdened with the cost of dealing with insurance billing system which is further complicated by the nature of Medicare/Medicaid and how that work with regards to cash paying customers.

Routine healthcare as least cumbersome as possible. If there was a way to make a fair graduated insurance structure i.e. people who neglect their health they would pay higher premiums and have higher deductibles, but the science of medicine is too immature to really create anything to realistically gauge the risk someone represents. My insurance carrier is trying to implement something similar but it uses outdated metrics such as BMI and the like.


Except for the fact that "routine healthcare" is now so expensive that the majority need insurance to pay, because they don't have the money. I went to an otolaryngoloist recently for an ear exam and they billed my insurance close to $300 just for that.

Heaven help you if they find a sign that something might actually be WRONG with you. Now you need a $6,000 MRI. Oh, you can't afford that? Well, my malpractice attorney advises me to inform you that I have no idea what the problem is. In fact, I don't even know you exist. Please leave now.


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