FarSky wrote:
It's a cyclical problem. Insurance companies have, naturally, worked to ensure the highest possible rates (and the lowest possible payouts) for their customers, and raised the requirements to the point that many people can't get health insurance without being umbrella-ed into a group plan, particularly with obesity rates on the rise. That's why the de facto way to get insurance is through an employer. That's a cost employers don't want to bear, so they minimize the people who fit the requirements (i.e. full-time folk). Normally it works itself out and there's healthy competition among employers in a given area for a skilled, smart workforce.
A company like Walmart throws things out of whack. It's been proven time and again that where they set up shop, numerous local businesses close down. The right or wrong of that is a different debate, but what does unequivocally happen is that the number of employers in a given area goes down as they find themselves unable or unwilling to compete with Walmart. Walmart ends up creating a 21st-century "company town", albeit one with far more freedom than that term used to imply. But small towns wind up depending on the Walmart for the bulk of their employment (and thus economies), and Walmart is able to bypass the normal checks and balances that would naturally be in place for another, less-powerful retailer. So you wind up with a workforce that is either woefully unskilled or one that's overqualified, but that exists at the mercy of Walmart, with no other option but to move out of the area (financially infeasible for many). There aren't better places to work (at least, not many of them) available in the town anymore, but they're being paid minimum wage (or barely over) and kept at non-full-time status. As Nephyr said, many can expect you to work essentially full-time hours while only affording you part-time benefits, so you're unable to make a second job work (even if you could find one after everything else closes down). Legislation requiring employers to provide health insurance is going to have a definite impact on the issue.
I'm not saying any of this is good or bad. Those are value judgments, and they're for a different argument. But I certainly do understand the fight many people put up to prevent Walmarts from moving into their towns. They carry with them low-cost goods, a number of jobs, and a serious impact on the local economy. I feel it's up to the people in the town to decide whether or not the pros outweigh the cons.
The thing is, while all of this is true it ignores a more fundamental problem that the town really has nothing else going on except retail business.
If the small local retailers were still there, people would be earning more money, true, and be full-time but they'd also be paying more for most everyday goods at the smaller stores. While this might be better overall, in some cases, it isn't so great for those that don't get one of the better jobs at the smaller local places, but more importantly, it ignores that a town of any size really needs something else going on besides services for its own citizens.
A town that's dying to Wal-Mart really needs to attract some kind of other business that's engaged in production rather than services. A plant, mill, mine, rail yard.. something that employs a reasonable number of people doing something that Wal-Mart doesn't compete with.