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PostPosted: Tue May 21, 2013 12:49 pm 
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Micheal wrote:
I could be wrong, I would rather I was wrong, but you appear to have gone off the deep end and can no longer be in the same county with this topic without spouting what your masters feed you and tell you is your own thought.
Considering I have 0 exposure to the "Conservative Media," I'd like to know where you think DFK! and I are getting our information. I know exactly how much compliance cost my employer. I don't read the people bashing this on the news; I've read the bill; and now I'm collating data published that talks about the costs of implementation and compliance. In fact, my position hasn't changed since I read the bill and Barack Obama violated the integrity of our highest court to make it law. Actually, you know ...

That was probably the point I stopped considering Barack Obama as having any remotely saving graces. He nominated and used a recess appointment to place a tainted vote on the bench for the ACA.

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PostPosted: Tue May 21, 2013 1:06 pm 
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Xequecal wrote:
Vindicarre wrote:
Please, please, tell us what "outcomes" you are talking about. You've been asked multiple times to explain these assertions, and yet, you do not. Either explain how other countries have "much better health care" and "far better outcomes" than you find in the US, or stop making such assertions.


Well, you could go with the obvious ones like life expectancy, cancer rates,or heart disease rates.

Of course, these statistics don't prove that they're getting better health care. Like I said, they could have better health for any number of other reasons. However, they do show that people in other first world countries have better health. If we can do whatever it is they do to have better health, our health care costs will also go down, since all else being equal, if people are healthier, health care costs less.

Khross posted the assertion that government is the reason our health care costs are so high AND that you can't make health care better through more government. Virtually every other first-world country has government-run health care. So, I have to ask, is the effect of government relatively equally detrimental to the quality/cost of health care in each country? If it is, then government is not the problem as everyone's in the same boat and we could bring our costs down to match theirs despite things like Obamacare. If it isn't, then we could improve our health care system by changing it to be more like that of a country that's less detrimentally affected, effectively getting better health care through "more government."


So, life expectancy, you're really going to quibble over a 4 year difference between the US and the very top 78 to 82? That's a "far better outcome"? Come on.

Cancer rates?
How about cancer SURVIVAL rates, that would seem to be a better benchmark of healthcare, no?
http://b-i.forbesimg.com/theapothecary/ ... table1.jpg
Look who's higher than the US...

Heart disease rates? How about deaths by heart disease?
http://www.nationmaster.com/graph/hea_h ... ase-deaths
Look who's higher than the US...

I see no correlation between what you are saying and the facts of the matter. It appears that you are looking for a problem that doesn't exist.

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PostPosted: Tue May 21, 2013 1:26 pm 
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Xequecal wrote:
Vindicarre wrote:
Please, please, tell us what "outcomes" you are talking about. You've been asked multiple times to explain these assertions, and yet, you do not. Either explain how other countries have "much better health care" and "far better outcomes" than you find in the US, or stop making such assertions.


Well, you could go with the obvious ones like life expectancy, cancer rates,or heart disease rates.

Of course, these statistics don't prove that they're getting better health care. Like I said, they could have better health for any number of other reasons. However, they do show that people in other first world countries have better health. If we can do whatever it is they do to have better health, our health care costs will also go down, since all else being equal, if people are healthier, health care costs less.


Actually, it doesn't show any of that.

Life expectancy is confounded by variable unrelated to healthcare delivery, such as homicide/suicide rates, traffic fatalities, and public health (read: sewers, sanitation, etc., for which I'm not aware of any spending numbers).

Cancer rates show you literally nothing except that some countries get cancer more often.

Deaths from Coronary Heart Disease might create implications for healthcare delivery, but they're too strongly confounded by lifestyle factors.

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PostPosted: Tue May 21, 2013 1:33 pm 
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Vindicarre wrote:
Cancer rates?
How about cancer SURVIVAL rates, that would seem to be a better benchmark of healthcare, no?
http://b-i.forbesimg.com/theapothecary/ ... table1.jpg
Look who's higher than the US...


So this one is actually a really great item to look at, and I've seen similar numbers before (I think the last I saw was 2009 metrics).

It takes some objective data and compares it. People who had cancer that are still alive 5 years later is a very easy to measure and useful observation. It is very hard to find confounding variables there because you either are alive, or you aren't. It does not try to look at quality of life during this time, only whether you are alive are not.

From the data I've seen, usually the US is a leader for these.

The question then becomes (based on good, useful data like this) is the additional money the US spends compared to other countries worth the difference? This is more important than "how much do we spend compared to other countries?" That doesn't really matter. What matters is, do you get a worthwhile return on dollars spent?

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PostPosted: Tue May 21, 2013 1:39 pm 
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Micheal wrote:
Khross wrote:
Micheal:

DFK isn't posting opinions; he's posting facts.


I will have to disagree Professor. Some of what he is posting are cherry picked facts. Some of what he is posting has become opinion by his presentation.


If by "cherry picked" you mean: what comes across my inbox from various newsfeeds, then sure. I am a member of several professional organizations that give me feeds, about a dozen LinkedIn groups, 2 feeds internal to my employer, and literally zero RSS feeds from news websites.

You don't have to believe me, nor do you have to believe the sources I cite, in their entirety, for you to read and judge on their own merits. But don't think the things I'm quoting aren't real, because they are.

People and their businesses across this country are worried about this law. They should be, it has dramatic implications and they're coming in the next year or so.

If you feel like I'm misrepresenting the issue somehow, I'd encourage you to post things that you feel are more "positive" items from Obamacare. This is a public forum, after all. In fact, I'm very open to that, that's why I titled the thread as neutrally as possible, talking about "impact" instead of "downside" or "consequences" (which has a negative contextual interpretation) and why I listed both the full acronym and the Obamacare name as well.


Michael wrote:
Then again, I trust neither side and think both are trying to milk the American public for every cent they can with regard to the grater good.


Definitely. If you ascribe a Republican position to me, you've certainly misinterpreted.

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PostPosted: Tue May 21, 2013 3:46 pm 
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DFK! wrote:
Finally, to this point:

Xequecal wrote:
Why does our health care cost so damn much in general? Then, they need to focus on fixing those problems. And don't say the problem is "the government."


The answer is, in no particular order (because different analysts would probably rank them differently):

a)Technology
b) Regulation
(including what some might call "over-regulation", but I'm speaking broadly to the regulation itself)
c) Moral hazard
d) Population diversity
e) Defensive medicine

I have singled out two specific points, because they bear some comparison.

Technology is often cited as a major driving force behind the cost of health care. However, that strikes me as a rather bogus claim. To be sure, medicine has undergone an explosion of new technology, but it is not alone in this. There is another industry in particular that has experienced similar technological growth recently.

It is tempting to point to consumer electronics, but that is a poor comparison as it lacks the capital expenditure. Instead, we will focus on the communications industry.

Here is an industry that is heavily regulated by the federal government, in the form of the FCC. Much of this regulation is by necessity, to make sure everybody knows what's going on, and who has what range of frequencies within a particular geographic region. (This is why regulation was bolded). There's been rapid advancement in communications technology, requiring heavy infrastructure expenses. Moreover, that infrastructure needs to be supported by additional infrastructure from another industry (utilities, specifically power).

The technological advancements in the communications idustry are vital to its continued function, just like medicine. We've exhausted the frequency spectrum, but customers keep asking for more bandwidth. We have to keep making new machines, and providers have to keep purchasing those new machines, because the old ones can't meet demand.

Despite all of this, costs aren't skyrocketing. Oh they're going up, but that's because of demand and consumption, not because of the technology required. Nobody needs an employer-provided plan to afford their phone and internet, and every day we have a brand new customer streaming Game of Thrones on their phone (ensuring that, on a regular basis, providers have to buy new equipment).

In the communications industry, technological advancement drives prices down, not up. If we didn't have those technological advancements, your phone and internet would cost so much you'd need your employer to provide coverage. So I can't buy the argument that technology is making health care more expensive. Technology lets you treat patients faster, and get them out of the hospital, thereby increasing the number of patients that can be treated. It increases supply, and in fact reduces cost.

What I contend is going on, is that technologically-minded people are underrepresented within the decision-making bodies of the health care industry. These bodies are sufficiently divorced from the actual workings of their industry, that is the practice of medicine itself, that they do not understand the impact that new technology is having on their ability to provide care. Instead, each new machine is simply a dollar cost that they resent having to pay.

To put it more succinctly: Bullshit. Technology is not a reason why health care costs are so high.

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PostPosted: Tue May 21, 2013 4:21 pm 
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Corolinth wrote:
To put it more succinctly: Bullshit. Technology is not a reason why health care costs are so high.


I don't know the communications industry well enough to know how it would compare to certain elements, but I disagree. Personally I find technology to be the largest reason for aggregate growth in medical spending, but that's just me.


In order to help work through this, allow me to use a hypothetical.


In the age of long ago, doctors gave you a physical examination to diagnose your malady. They were paid a small amount and told you how to correct your malady, to the best of their knowledge.

A new technology arose, the X-ray machine. Now doctors were busy, and specialized in their training, so nurses ran x-ray machines. The doctor gave you a physical examination, and then the nurse ran the x-ray, both to diagnose your malady. The doctor and the nurse, were both paid an amount. But the doctor or his employer had to buy the x-ray. And house it. Maintain it, pay for it's ancillary items (such as the flat-panel light screen to display the x-ray's properly).

X-rays became more advanced. And nurses were busy, so we started to have specialized workers to do the x-rays. Plus the doctors and the nurses. Well, and x-ray interpretation requires a lot of knowledge, so a new field of specialization arose. So now you pay 2 doctors, and a nurse, and a x-ray tech. Plus the equipment, maintenance, acquisition, etc.

CT-scans came along and aggravated the problem. MRI was next. Further tests have arisen as well, cMRI and PET, etc. This is just to diagnose the problem, much less treat it. Treatment costs have risen as well as therapeutics have improved in their technological level.



The communications industry has also become more complex, I agree. It is also regulated (heavily in some ways, but quite loosely in others), I agree with that as well. But I think we're talking about different aspects of technology. You're saying that maintaining the internet's infrastructure, for example, is costly. Indeed, it is, but those costs are often offset through other savings that arise due to the technology.

The rise of the x-ray did not offset other costs, it introduced additional ones. CT, MRI, and further tests only further added, without offset, to those costs.



Now, as I mentioned, I don't know a lot about the communications industry, but I don't see a direct analogy.

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PostPosted: Tue May 21, 2013 4:34 pm 
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Let me ask this: does not each new technological device enable access to a previously-untapped revenue stream?

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PostPosted: Tue May 21, 2013 4:42 pm 
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shuyung wrote:
Let me ask this: does not each new technological device enable access to a previously-untapped revenue stream?


Sort of. It adds to the price (i.e. the "charges") of the existing revenue stream.

For example, if you came in for a headache in the days of yore, the doctor would examine you and charge you a fee.

If you come in for a headache now, you still get a fee charged, but it is much larger because it includes the doctor, x-ray, and potentially the CT and/or MRI (if needed).

Charges today are therefore much higher to do the same thing.

Edit: It does not, however, open a new stream of revenue in that you don't come get an MRI just to get an MRI. You get an MRI to determine if something is wrong with you.


Bear in mind that for now, for the purposes of these simplified examples, I'm talking about charges, which are only moderately related to gross healthcare spending, but work for the needs of our current example.

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PostPosted: Tue May 21, 2013 4:48 pm 
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I should also emphasize that technology in healthcare can only explain (and that only in part) why healthcare costs so much as an absolute. It doesn't explain at all why it costs more than other countries, unless you start to look at utilization. Which is an entirely different issue and, I believe, ties more into the "defensive medicine" issue, as well as into healthcare rationing (i.e. the "regulation" issue).

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PostPosted: Tue May 21, 2013 4:49 pm 
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Well, two things are going on here.

1) A simple headache is not grounds for a brain scan, and a general practitioner isn't going to do it. A hospital will, but there are other factors at work there. Namely, a hospital should be assuming you've already seen a general practitioner (even though these days, most people don't do that first).

2) The diagnosis equipment allows doctors to accurately determine maladies. This reduces costs substantially by not wasting resources treating things that aren't wrong with patients. This is what is being overlooked in your analysis.

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PostPosted: Tue May 21, 2013 4:54 pm 
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Corolinth wrote:
Well, two things are going on here.

1) A simple headache is not grounds for a brain scan, and a general practitioner isn't going to do it. A hospital will, but there are other factors at work there. Namely, a hospital should be assuming you've already seen a general practitioner (even though these days, most people don't do that first).


I think that gets into the Moral Hazard and Defensive Medicine issues, rather than the tech itself.

Having said that, I agree.

Coro wrote:
2) The diagnosis equipment allows doctors to accurately determine maladies. This reduces costs substantially by not wasting resources treating things that aren't wrong with patients. This is what is being overlooked in your analysis.


Hmm, an interesting perspective. I'm not sure it represents a cost savings though, because in the end you're still treating something.

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PostPosted: Tue May 21, 2013 5:42 pm 
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DFK! wrote:
Hmm, an interesting perspective. I'm not sure it represents a cost savings though, because in the end you're still treating something.

Consider automotive repair.

You are, of course, aware that replacing the entire automobile is more costly than replacing a specific faulty component within the automobile. You are further aware that regular maintenance can be more cost-effective than purchasing a new automobile for a great deal of time, even if that maintenance seems to be expensive.

Let's take that a step further. You probably also know that when you have maintenance performed on your vehicle, the mechanic proposes the replacement of additional parts that will be failing in the near future. The mechanic brings them up because he had to take those parts out anyway to get to the actual problem, and now is a "good time" to just put a new one in. Of course, those parts still have several months to a year of life left in them, and you might want to get that use out of them to maximize the return on your money.

Now you have a decision to make. Perhaps the failure of this part will deal damage to other (potentially expensive) parts within the machine, in which point you bite the bullet and replace it early. Perhaps the failure of this part will render the machine inoperable, but otherwise deal no harm to the rest of the vehicle. In that instance, you opt to wait until a later visit to replace the part, because the worst case scenario is you calling a tow truck. Maybe the part itself is very cheap, but the labor is very expensive, and since you're already paying the expensive labor right now, you decide to replace so as not to pay for that labor twice.

Advances in medical diagnosis allow these kinds of informed decisions to be made. They are reducing costs by allowing doctors and customers to make good economic decisions about the customer's overall health and well-being. It is possible, and in fact likely, that those good economic decisions are not being made, but that is not a problem with the technology itself. Misapplication of technology does not mean that technology is responsible for rising costs, rather it means incompetence is responsible.

To continue with the automotive maintenance metaphor, sometimes you take your vehicle to a mechanic and he doesn't know what's wrong with it. He's not completely lost. He has ideas, but he isn't sure which one is causing your problem. The mechanic either fixes everything, including the stuff that doesn't need replacing, or he picks one thing and tells you to come back if you're still experiencing a problem. This is a well-known phenomenon within automotive maintenance. Mechanics lose business over it when it happens too often. The customer assumes that the mechanic is either disreputable or incompetent. Skilled mechanics who accurately diagnose and fix problems keep costs down and customers happy.

Medical technology addresses this issue as well. This is primarily what you overlook in your assessment, and there's a reason for that. You have no way to compare against the cost of doctors not having accurate techniques for diagnosing problems. You do not have doctors fixing a list of problems because they don't know which one is responsible for the ailment. By the time you got into the industry, all of that technology was there. It may not have been as good five, ten, fifteen, or twenty years ago, but we had it in some form, and we're steadily getting better at it.

Where such a cost would really be present is in your overall revenue, rather than in your expenses. It's likely that providers would not be spending more money, and in fact they might be spending less. They would not cycle patients out as fast, which would mean less cost, but fewer patients also means less revenue. Likewise, you wouldn't notice the cost on individual patients. With less accurate diagnosis techniques, you won't see people coming back for a second trip because they weren't fixed on the first. Instead, they're dying. That means you can't have a repeat customer.

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PostPosted: Tue May 21, 2013 7:11 pm 
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Corolinth wrote:
Where such a cost would really be present is in your overall revenue, rather than in your expenses. It's likely that providers would not be spending more money, and in fact they might be spending less. They would not cycle patients out as fast, which would mean less cost, but fewer patients also means less revenue. Likewise, you wouldn't notice the cost on individual patients. With less accurate diagnosis techniques, you won't see people coming back for a second trip because they weren't fixed on the first. Instead, they're dying. That means you can't have a repeat customer.


Ok, I was pretty well with you until this point. This isn't really how healthcare economics currently work.

For example, "cycling" patients out quicker is actually a pretty big goal because it increases revenue, not decreases. Throughput is key to a hospital's top line.



I think, perhaps, you're misinterpreting what I mean by technology as a factor. And I'm having trouble being clear about it.

So the point is that, for example, if you have a complaint and go to the physician, you're getting tests done. Tests that did not exist years ago, thus adding cost.

Your counterpoint, if I understand it correctly, is that the tests are improving the efficiency of care to a sufficient degree that their increase is offset. Correct?

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PostPosted: Tue May 21, 2013 9:36 pm 
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Let me break down a few things for you.

DFK! wrote:
So the point is that, for example, if you have a complaint and go to the physician, you're getting tests done. Tests that did not exist years ago, thus adding cost.

Tests that did not exist years ago, for conditions we may not have known about years ago, and would not have been able to treat years ago. Tests that allow us to detect certain conditions early enough that they can be treated at all.

Now, is being able to treat those conditions adding new customers? Maybe not. Those patients are still going to hospitals, there's just nothing that can be done for them. However, the tests do allow you to determine whether you can treat the patient more quickly, and they've increased the conditions which you are able to treat.

DFK! wrote:
For example, "cycling" patients out quicker is actually a pretty big goal because it increases revenue, not decreases. Throughput is key to a hospital's top line.

I am aware. Let me clarify. Each patient has a certain upfront cost that is associated. Fewer patients means fewer instances of that particular cost. The advances in technology are certainly adding expenses. You are able to treat more patients, thereby adding expenses. It is certainly truthful to say expenses have gone up because of technology, which allows you to say costs have increased. At the same time, the increased throughput is increasing revenue, so while you can say costs have increased, it could be either misleading or short-sighted to do so. (My contention is that it is).

DFK! wrote:
Your counterpoint, if I understand it correctly, is that the tests are improving the efficiency of care to a sufficient degree that their increased cost is offset. Correct?

That is correct.

DFK! wrote:
I think, perhaps, you're misinterpreting what I mean by technology as a factor. And I'm having trouble being clear about it.

I don't think so. You, specifically? Perhaps. The industry as a whole? Definitely not.

I think, more likely, is that you, members of your department, and other individuals that you work with are sufficiently divorced from the actual technological aspect of your industry that you do not fully appreciate what that technology does for you. It would be a gross oversimplification to say that, "It costs money," is all that you (general you) understand about the technology in question, but you are in that general direction on the spectrum of technological awareness.

I alluded to this in a previous post, and it's a key difference between the health care industry, and the communications industry that I used for comparison. We consider both industries to be providing a service, but in reality the communications industry is selling a physical product, which is their network of satellites, computer servers, and transmission lines. Because of this, the people who construct, operate, and maintain the network itself wield a great deal of influence in the decision-making process. That is not the case within the health care industry.

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Can I call dibs on law of diminishing returns here? Go on Lipitor for 40 years to prevent heart disease and instead get prostate cancer which we treat then get ahlzeimer's and ultimately die of brain rot. We can't live forever and treating one expensive disease after another is just adding to cost without adding much quality of life.

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PostPosted: Wed May 22, 2013 11:13 am 
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DFK! wrote:
Xequecal wrote:
Why does our health care cost so damn much in general? Then, they need to focus on fixing those problems. And don't say the problem is "the government."

The answer is, in no particular order (because different analysts would probably rank them differently):

a)Technology
b) Regulation (including what some might call "over-regulation", but I'm speaking broadly to the regulation itself)
c) Moral hazard
d) Population diversity
e) Defensive medicine

I don't necessarily disagree with any of those (though I think "defensive medicine" tends to be somewhat overblown), but I think the overarching cost driver is the extreme price inelasticity of demand for healthcare, at least when it comes to serious or debilitating conditions. Simply put, people will pay virtually anything to eliminate severe pain and/or cure a debilitating or terminal illness.

By way of personal example, about 12 years ago, my younger brother suddenly developed an intense (as in holy ****, I feel like I'm about to die), localized headache. He had no history of migraines or anything like that, so we called the doctor, and sure enough they said get him to emergency immediately because it could be an aneurysm. He was admitted to emergency at the local hospital where he was given an x-ray, a spinal tap, and a CT scan. The tap showed blood in the spinal fluid, and the CT scan revealed a venous malformation in his head, though it wasn't clear whether it was leaking (and potentially putting pressure on the brain) or whether it was inside or outside the skull (the former would pose a risk of sudden death by aneurysm). He was then transported by ambulance to a better-equipped hospital where he underwent angiography and some kind of exploratory surgery (minimally invasive, involving a scope of some sort being fed up through the blood vessels from his hip/groin area) to confirm whether the VM was inside the skull and whether it was leaking. Fortunately, they confirmed that the VM was outside the skull and not leaking, and the headache subsided on its own after about 12 hours. Long story short, after a few more tests and a couple of days in the hospital, the doctors determined that the blood in his spinal fluid was due to the tap itself going in too far, and the cause of the headache was "sudden-onset coital headache syndrome". (Feel free to laugh your *** off now. The look on his girlfriend's face when the doctor explained this in front of our parents was priceless.)

Anyway, the point of all that is that although the bill was obviously going to be astronomical, at no point in the entire process did I, my brother or my parents ever ask about or care about price, and we wouldn't have asked or cared even if we didn't have insurance. There was a very realistic concern, based on the presentation of symptoms and the results of the initial tests, that my 21 year old brother was at risk of sudden death, and my entire family would have unhesitatingly bankrupted itself and/or spent the rest of our lives under a crushing debt load to be sure he got the best possible care to prevent that from happening. When you have that kind of "price doesn't matter" mentality driving demand for something, the price is inevitably going to be very, very high.


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PostPosted: Wed May 22, 2013 11:29 am 
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Physician shortage likely to be exacerbated.

http://www.healthcarefinancenews.com/ne ... age-needed

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Solutions to doctor shortage needed
Experts turn to lawmakers for help
May 21, 2013


As an estimated 14 million additional Americans become eligible for health insurance next year under the Affordable Care Act, recent survey data reveals that the number of doctors entering the healthcare field remains flat, and existing physicians are reducing the number of patients they are willing to service. Solutions to the shortage are urgently needed experts say.

“We are at a critical juncture,” said Steven Wartman, MD, PhD, president and CEO of the Association of Academic Health Centers. “As the 2014 deadline for most Americans to have health insurance approaches, the healthcare workforce is not ready, and we are quickly running out of time.”

Wartman testified before Congress in April urging lawmakers to appropriate funds for the National Healthcare Workforce Commission (NHCWC), so that that agency can work to explore solutions for a looming doctor shortage. According to Wartman, the commission was created by Congress in 2010 but did not receive funding. As a result, the commission has yet to meet.

A growing concern by many experts is that without the active work of the commission, there is no one to lead the charge to explore possible solutions to the shortage problem.

“There will be a shortage of primary care physicians, some surgical specialists, and some pediatric specialists in this country,” Wartman said. “How can we gen-up the workforce to meet the demands – that is the real challenge.”

“The nation needs an integrated, forward-thinking policy,” he added. “And it needs a healthcare workforce that scales up with the population.”

That hasn’t happened for many years, according to Karl Altenburger, MD, a board member of the Physicians Foundation, a nonprofit group that advocates for physicians.

“From 1980 to 2005, the population of the United States grew by 70 million people, an increase of 31 percent,” Altenburger told Healthcare Finance News. “During that same time, no increase in the number of doctors has been produced.”

The Physicians Foundation has been watching this topic for some time, Altenburger said, worried that a shortage of doctors might be coming. The concern is not just with the number of new physicians entering the field, but with attitudes of those already in it Altenburger said.

In 2008, 2010 and 2012, the Physicians Foundation undertook a comprehensive survey of attitudes of physicians in this country about their practice, the healthcare field overall, and changing regulations governing it. The results were not pretty, Altenburger said.

Data from those surveys reveals a physician population that is increasing frustrated, stressed, over-worked and dissatisfied with having chosen the medical profession for a career.

“Sixty percent of physicians say they would retire if they could,” Altenburger stressed.

While many aren’t taking that extreme route, they are reducing the perceived pain.

“Many of the physicians we’ve talked to want to cut back on the number of patients they see,” Altenburger said. The result will be more patients requiring physician services, but having a longer wait to receive them.

Beyond the shortage of doctors, Altenburger also worries about a misalignment of healthcare workers to healthcare needs. This is partially driven by an aging U.S. population. But it will also be impacted by millions of newly insured Americans that have previously priced out of preventive care.

Altenburger said there are other healthcare professionals able to step up and help fill the void temporarily.

“In the interim, there are a number of groups that assist physicians that can do minor diagnostic and treatment care,” Altenburger said. “Under the supervision of a physician, these teams can go very well.”

Altenburger said his hope is that a realignment of healthcare providers to required services will help the nation weather the immediate physician shortage. That will buy the country some time. But the real burden will fall on Congress to act on long-term solutions, he said.

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PostPosted: Wed May 22, 2013 11:31 am 
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RangerDave wrote:
[...]
Anyway, the point of all that is that although the bill was obviously going to be astronomical, at no point in the entire process did I, my brother or my parents ever ask about or care about price, and we wouldn't have asked or cared even if we didn't have insurance. There was a very realistic concern, based on the presentation of symptoms and the results of the initial tests, that my 21 year old brother was at risk of sudden death, and my entire family would have unhesitatingly bankrupted itself and/or spent the rest of our lives under a crushing debt load to be sure he got the best possible care to prevent that from happening. When you have that kind of "price doesn't matter" mentality driving demand for something, the price is inevitably going to be very, very high.


Personally, I'd file that under moral hazard. You're insulated from the cost, so you spend more without thinking of it.

This can be because of the 3rd party payments inherent in the current system, or the lack of regard for cost in a time of emergency. Either way, you're removed from the purchase sufficiently enough that I think it generates a moral hazard in the economic sense.

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PostPosted: Wed May 22, 2013 11:48 am 
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DFK! wrote:
Personally, I'd file that under moral hazard. You're insulated from the cost, so you spend more without thinking of it. This can be because of the 3rd party payments inherent in the current system, or the lack of regard for cost in a time of emergency. Either way, you're removed from the purchase sufficiently enough that I think it generates a moral hazard in the economic sense.

I think moral hazard only refers to the 3rd party payment issue, but I do agree that it's a factor in the price inelasticity, particularly when it comes to treatment of non-emergency, minor to moderate severity conditions. My point, though, is that even if you eliminate the 3rd party payments, demand for health care is inherently price inelastic given the nature of the service being purchased. It's not perfectly inelastic, but the more serious or urgent the condition being treated, the closer to perfect inelasticity the demand becomes. A potentially life-threatening emergency like my brother experienced generates near-perfect inelasticity, but I suspect that even less serious/urgent conditions generate demand curves that are more price inelastic than the demand for most other goods and services out there.


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PostPosted: Wed May 22, 2013 12:39 pm 
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RangerDave wrote:
DFK! wrote:
Personally, I'd file that under moral hazard. You're insulated from the cost, so you spend more without thinking of it. This can be because of the 3rd party payments inherent in the current system, or the lack of regard for cost in a time of emergency. Either way, you're removed from the purchase sufficiently enough that I think it generates a moral hazard in the economic sense.

I think moral hazard only refers to the 3rd party payment issue, but I do agree that it's a factor in the price inelasticity, particularly when it comes to treatment of non-emergency, minor to moderate severity conditions. My point, though, is that even if you eliminate the 3rd party payments, demand for health care is inherently price inelastic given the nature of the service being purchased. It's not perfectly inelastic, but the more serious or urgent the condition being treated, the closer to perfect inelasticity the demand becomes. A potentially life-threatening emergency like my brother experienced generates near-perfect inelasticity, but I suspect that even less serious/urgent conditions generate demand curves that are more price inelastic than the demand for most other goods and services out there.


I approve this message.

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PostPosted: Wed May 22, 2013 12:43 pm 
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Actually, demand for health care is significantly lower than you've been led to believe. The entire reason for forcing regional risk exchanges and requiring individuals to carry insurance or pay a punitive (and Constitutionally questionable tax; I mean, seriously, you don't buy the whole cloth redefinition of "direct tax" did you?) tax is to risk protect insurance providers, right? We know that the majority of uninsured American citizens are uninsured by choice, male, between 18 and 40, and subject to less than $300 a year in out of pocket medical expenses. The Administration did a fantastic job of spinning those numbers. The Administration has also done an amazing job of totally obfuscating our indigent care laws.

Let me be perfectly clear here, there was only one way in the United States for unexpected healthcare expenses to bankrupt you: until Obamacare total ignorance of your legal ability to seek indigent care relief REGARDLESS of income and wealth. Obamacare changed the standards used to calculate "ability to pay" for everyone and gutted our indigent care relief system. The law in question deliberately made their fabrications a reality. And the Democratic Party funded PACs are still running radio and television ads blaming doctors for the implementation problems now and yet to be experienced.

On the second economic matter, price inelasticity in health care is, by my research, almost completely the result of regulatory barriers to collective operating agreements and productive service distribution schemes that require multiple practices to run afoul of our overly invasive anti-collusion laws for health care. The entire reason regional and semi-regional hospitals have become large ticket diagnostic centers: they have capital to buy these machines and equipment. Unfortunately, a lot of health care administrators are bad at monetizing their businesses. That should hopefully be changing.

What we do need, however, is a way to distribute collective costs more reasonably among our paying parties.

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PostPosted: Wed May 22, 2013 1:55 pm 
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Let me be perfectly clear here, there was only one way in the United States for unexpected healthcare expenses to bankrupt you: until Obamacare total ignorance of your legal ability to seek indigent care relief REGARDLESS of income and wealth.


This is ridiculous. There are conditions that you can get that WILL kill you if you don't receive a patented, brand name treatment costing $100,000+ per year. If you don't fork out, you don't survive. EMTALA does not force hospitals to provide these drugs either if you can't afford them. No alternative or generic treatments exist because the drugs are newly developed and still under patent. The most prominent examples are CML and multiple myeloma. Ten years ago these were death sentences, you did not survive long. Today you can live almost a normal lifespan - if you have $100,000/year to spend on the new drugs. This was not different before Obamacare.


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PostPosted: Wed May 22, 2013 2:14 pm 
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Xequecal wrote:
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Let me be perfectly clear here, there was only one way in the United States for unexpected healthcare expenses to bankrupt you: until Obamacare total ignorance of your legal ability to seek indigent care relief REGARDLESS of income and wealth.
This is ridiculous. There are conditions that you can get that WILL kill you if you don't receive a patented, brand name treatment costing $100,000+ per year. If you don't fork out, you don't survive. EMTALA does not force hospitals to provide these drugs either if you can't afford them. No alternative or generic treatments exist because the drugs are newly developed and still under patent. The most prominent examples are CML and multiple myeloma. Ten years ago these were death sentences, you did not survive long. Today you can live almost a normal lifespan - if you have $100,000/year to spend on the new drugs. This was not different before Obamacare.
No alternative or generic treatments exist for RNA and Mitochondrial DNA active biologics because the FDA killed 400 Germans funding research to develop generic Epogen. And what's funny, by the by, is that Medicaid covered Epogen until Obama put Sibelius in charge of Health and Human services. So that treatment you're talking about ... I know, point blank, for a fact Obama's Administration took Epogen off the government treatment lists. Incidentally, the majority of cases of MM have onset ages between 65 and 70. Living is a **** death sentence at that point.

So, no, it's not ridiculous. Please, for the love of god, STOP LISTENING TO DEMOCRATIC CONTROLLED PACs about healthcare in the United States.

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PostPosted: Wed May 22, 2013 2:37 pm 
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Khross wrote:
the FDA killed 400 Germans funding research to develop generic Epogen.

Phrasing!


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