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 Post subject: Re:
PostPosted: Fri Sep 18, 2009 2:45 pm 
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Monte wrote:
I have never argued that it's standard procedure.


You just did...

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However, that doesn't mean it does not happen, and it does not mean it's not a matter of policy for insurance companies.


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PostPosted: Fri Sep 18, 2009 2:46 pm 
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Monte wrote:
I just want to point out that if calling an argument disingenuous is tantamount to calling the poster a liar, calling my argument BS would also qualify.

I have never argued that it's standard procedure. However, that doesn't mean it does not happen, and it does not mean it's not a matter of policy for insurance companies. For more information, you can read the transcripts of the grilling the Insurance CEOs got in front of congress for these practices. While a small percentage of their overall insureds are dropped using recission, it still amounts to thousands of people dropped by their insurance company because their high dollar claim tripped a flag and triggered an automatic investigation.



Fist off, stop it. If you have a complaint, report it. Stop trying to pick a fight.

Secondly, you said...
Quote:
Corporate bureaucrats make those decisions all the time. They get a big claim for a serious illness, and they send that case up for investigation. They do everything in their power to find some technicality to drop the insured, pretty much signing their death warrant.


So yes, you did argue that it's standard procedure. You've done it multiple times. I was hoping you would correct yourself but you haven't. I suggest you fix it.

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 Post subject: Re: Re:
PostPosted: Fri Sep 18, 2009 2:48 pm 
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Ladas wrote:
Monte wrote:
I have never argued that it's standard procedure.


You just did...

Quote:
However, that doesn't mean it does not happen, and it does not mean it's not a matter of policy for insurance companies.


Careful now, you are conflating some things that I didn't intend to conflate.

Yes, insurance companies as a policy use recission to try and avoid paying for very expensive claims. No, they don't do that all the time. Just because they don't do it all the time doesn't mean they don't do it frequently enough to be a concern. And it's always a concern for the people most adversely affected. It *does* kill people that would otherwise have had a fighting chance to survive.

How the right can support that sort of situation, and then go ballistic over a situation like Terry Shiavo is beyond me.

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 Post subject: Re: Re:
PostPosted: Fri Sep 18, 2009 2:55 pm 
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Monte wrote:
Careful now, you are conflating some things that I didn't intend to conflate.

Yes, insurance companies as a policy use recission to try and avoid paying for very expensive claims. No, they don't do that all the time. Just because they don't do it all the time doesn't mean they don't do it frequently enough to be a concern. And it's always a concern for the people most adversely affected. It *does* kill people that would otherwise have had a fighting chance to survive.

How the right can support that sort of situation, and then go ballistic over a situation like Terry Shiavo is beyond me.


You also wrote:

Monte wrote:
Corporate bureaucrats make those decisions all the time. They get a big claim for a serious illness, and they send that case up for investigation. They do everything in their power to find some technicality to drop the insured, pretty much signing their death warrant.


Emphasis mine.


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PostPosted: Fri Sep 18, 2009 3:01 pm 
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Which still doesn't make your point. They do make those decisions, and those decisions can't always work out in the insurance company's favor.

Generally, all claims over a certain dollar amount are referred for investigation.

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PostPosted: Fri Sep 18, 2009 3:02 pm 
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Monte wrote:
Generally, all claims over a certain dollar amount are referred for investigation.

In other words, a standard procedure?


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PostPosted: Fri Sep 18, 2009 3:08 pm 
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Well, yes. However, you are trying to argue that I said this happens all the time (that insurance companies kill folks all the time by denying their claims), and that's not an entirely accurate representation of the argument I was endeavoring to make.

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PostPosted: Fri Sep 18, 2009 3:15 pm 
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Monte wrote:
Well, yes. However, you are trying to argue that I said this happens all the time (that insurance companies kill folks all the time by denying their claims), and that's not an entirely accurate representation of the argument I was endeavoring to make.



You did say it happens all the time. No you didn't say it exactly, but what you did say has lead many people to believe that you think that. You have done it on multiple occasions. You are trying to back out of it now.

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PostPosted: Fri Sep 18, 2009 3:17 pm 
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Monte wrote:
Well, yes. However, you are trying to argue that I said this happens all the time (that insurance companies kill folks all the time by denying their claims), and that's not an entirely accurate representation of the argument I was endeavoring to make.

No, you claimed...

Quote:
Corporate bureaucrats make those decisions all the time. They get a big claim for a serious illness, and they send that case up for investigation. They do everything in their power to find some technicality to drop the insured, pretty much signing their death warrant.


Nitefox called you on making such a statement that inferred that this was common practice of insurance companies without backing up the claim.

To which you responded..

Monte wrote:
I have never argued that it's standard procedure.


When in fact, that is exactly what you claimed.


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 Post subject: Re: Re:
PostPosted: Fri Sep 18, 2009 3:18 pm 
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Ladas wrote:
Monte wrote:
Well, yes. However, you are trying to argue that I said this happens all the time (that insurance companies kill folks all the time by denying their claims), and that's not an entirely accurate representation of the argument I was endeavoring to make.

No, you claimed...

Quote:
Corporate bureaucrats make those decisions all the time. They get a big claim for a serious illness, and they send that case up for investigation. They do everything in their power to find some technicality to drop the insured, pretty much signing their death warrant.


Nitefox called you on making such a statement that inferred that this was common practice of insurance companies without backing up the claim.

To which you responded..

Monte wrote:
I have never argued that it's standard procedure.


When in fact, that is exactly what you claimed.


This. As plain as it can be. This.

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PostPosted: Fri Sep 18, 2009 3:26 pm 
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Ladas - I'm simply saying that it *is* common practice among the insurance companies. However, they don't always find the technicalities they need to deny coverage.

Why should the person with a pre-existing Acne diagnosis that he didn't even know about be denied coverage for cancer treatment? In that case, a technicality allowed the insurance company to drop this person, even though the patient never knew about his diagnosis, and it had no bearing on his cancer.

The insurance companies don't always find those technicalities, but they very frequently seek them out. Do you see the difference?

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PostPosted: Fri Sep 18, 2009 3:29 pm 
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Monte wrote:
Ladas - I'm simply saying that it *is* common practice among the insurance companies. However, they don't always find the technicalities they need to deny coverage.

Why should the person with a pre-existing Acne diagnosis that he didn't even know about be denied coverage for cancer treatment? In that case, a technicality allowed the insurance company to drop this person, even though the patient never knew about his diagnosis, and it had no bearing on his cancer.

The insurance companies don't always find those technicalities, but they very frequently seek them out. Do you see the difference?

This is an example of moving the goal posts btw.

Nitefox was clearly calling you out on the statement inferring that insurance companies are all scumbags (my choice of words, to illustrate the point). That's it.... just that.

You have just admitted that in fact do make that claim, so my time here is done. thank you.. /bow


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PostPosted: Fri Sep 18, 2009 3:35 pm 
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Monte wrote:
Ladas - I'm simply saying that it *is* common practice among the insurance companies. However, they don't always find the technicalities they need to deny coverage.

Why should the person with a pre-existing Acne diagnosis that he didn't even know about be denied coverage for cancer treatment? In that case, a technicality allowed the insurance company to drop this person, even though the patient never knew about his diagnosis, and it had no bearing on his cancer.

The insurance companies don't always find those technicalities, but they very frequently seek them out. Do you see the difference?



/facepalm

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