I've been thinking long and hard with my fiancée about my future. We decided it'd be best for me to do a 180 in life.
Currently, I'm working at a $12/hour job at a medical device company which offers tuition reimbursement. I've been working and going to school since I began two and a half years ago. I haven't been able to take more than two or three classes at a time due to work, as well as having a family at home. I'm one class away from finishing up my associates degree in Marketing, which got me looking into my future options for furthering my education. Since I work 2nd shift, I was considering online courses at one of the many online business schools. After looking into the credibility issues with many of them, I reconsidered going to the local university (Western Michigan University) to complete my bachelor. After meeting with a WMU counselor, I learned that my two years of schooling (actually more when you count actual credits) would only get me one year of schooling to transfer. Essentially, she told me I have about three years left, even though I'm 25 and been going on and off to community college for 7 years now. The thought of trying to get through three full years of school (meaning 15-17 credits per semester, with full loads in the summer) while working 40-50+ hours a week isn't even an option for me. Taking two classes a semester, even with a summer class sprinkled in there here and then, it'd take another 7 years to graduate with my bachelor.
This brings me to my big change in direction (It's actually two changes rolled into one huge one):
Change 1:
I plan on quitting my position to return to school full time, leading to my fiancée and I moving back home to my parents for a couple years. I never thought we could afford me to quit my job, but I soon realized that most of our expenses are due to us living on our own, trying to pull the weight of the world (we both go to school and work, with a two year old as well). By living back at home temporarily (my parents are on board by the way), we will save over $900/month. My fiancée makes more than I do currently just waitressing 10-14 hours a week, compared to my 45. If I were to get a part time job, it'd open up the time to go to school full time.
Change 2:
Based on almost all of my education going to waste, I've actually decided to take this opportunity to change direction entirely, specifically my career choice. My fiancée is a little over two years away from getting a degree as a physician assistant, which inspired me to rethink a medical career. I had considered it previously, but I settled for business as a young adult since I felt it came easily to me. I figure, if I'm going to spend three years just to get my bachelor, choosing a different career path wouldn't necessarily hurt me. Now, the medical field is a very broad career path, so I haven't exactly landed on exactly what I want to do. My fiancée wants me to go toward an RN certification so I can walk out soon into a guaranteed, good paying job. Now, I know the stereotypes that come with that career path (e.g. Meet the Fockers), but I haven't ruled it out. I'm interested in starting as some kind of assistant, then furthering my education to advance my career later, after I've landed a decent paying stable job. With both my fiancee and I being in the same field, I feel it'd keep us both very flexible for jobs across the entire country, as well as bring in reliable income into the future. Also, many of these certifications can be done in less than 2-3 years, which it's going to take to get my bachelor anyway. By the way, I know many, many people with the same bachelor from the same school who are working as a bartender or waiter, with nothing available for years on end.
I've already used up almost all of my vacation time at work, anticipating that I'll be leaving my job at the end of July or early August. I'm actually extremely excited about this opportunity. To think, that in three years from now, we'll both be finishing up our education (though I'll still have some aspirations for more later in the future), I finally feel like I'm making the right move with my life. Making $24k/year while going to school for 7 more years, just because it's free, doesn't make much sense to me. I'd rather go in debt a little and be done in a couple years than take the slow road just to save a little bit of money that could easily be recouped by getting a job that pays double. Additionally, the money thing isn't really even an issue because my fiancée goes to school on a full ride, with the whole pell grant thing to boot. After she's done, she'll have no school debt, walking into a job that averages in the $80k range. I don't feel it's very smart to drag this school thing out any longer than I already have done at the age of 25. If our only debt is my school debt, with a combined income well over six figures, I feel it'd be in our best interests to have me get done with school sooner than later, regardless of what my current job offers for tuition. Time is more valuable to me than $16k at this point. If I can apply myself like I have been recently, I know I can make this happen.
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