Khross wrote:
Nephyr:
Because Medicaid/Medicare Compliance requires them to charge every customer the same thing. Squirrel Girl can explain it better than I, however; but it is the primary form of price fixing in the medical industry. And Uncle Sam does it.
Medicare and private insurance require that all patients are charged that same amount for the same service. This is why "charges" are so high. They must be higher than all insurances will pay, or the doctor will get the lower charged amount instead of the maximum allowable.
If a doctor allows a discount or no charge to
any patient, then the insurance can force the doctor to give the discount to
all patients.
However, a doctor can make a policy to charge less
at the time of service and not have to give that discount to all patients. You see, the insurance company can not pay at the time of service.
(In fact, I once had the pleasure of telling Cigna that they were welcome to get my discount if they paid me the day of service.)